FCS Advisors Team

Our Team

Douglas Monticciolo

Mr. Monticciolo was a co-founder of The Franchise Capital Source, Inc. and FCS Advisors, Inc. Mr. Monticciolo was previously co-head of the Asset-Backed Securities department for Deutsche Bank Securities Inc., and founder of Deutsche Bank's franchise finance business and the founder of an independent franchise loan origination company. Prior to Deutsche Bank, Mr. Monticciolo specialized in asset and balance sheet advisory and transactions for financial institutions with a focus on securitization and principal finance. In this capacity, Mr. Monticciolo was a senior vice-president and head of the Bank Industry Group at Lehman Brothers for almost two years and vice-president of the Bank Industry Group at Goldman, Sachs for nine years.

Mark Callahan

Mr. Callahan was a co-founder of The Franchise Capital Source, Inc. and FCS Advisors, Inc. Prior to The Franchise Capital Source, Mr. Callahan was with Deutsche Banc Securities, Inc. in the Asset Securitization Group where he focused on warehouse financings and securitizations within the real estate, franchise, equipment leasing, home equity and esoteric asset sectors. Prior to Deutsche, Mr. Callahan was with Lehman Brothers where he specialized in asset and balance sheet advisory and transactions for financial institutions with a focus on securitization and principal finance. Prior to Lehman, Mr. Callahan worked in the Mergers & Acquisition Group at JP Morgan Chase where he specialized in the Chemicals and Power sectors.

Ronald Davidow

Mr. Davidow was formerly a founding member and Executive Vice President of Enhance Financial Services Group Inc. and President of Asset Guaranty Insurance Company. Mr. Davidow was responsible for developing and implementing a corporate strategic plan for diversification and for developing and implementing new products within the company's existing core business. Prior to Enhance and Asset Guaranty, Mr. Davidow spent eight years as a Managing Director of the Insurance Rating Group at Standard & Poor's Corporation. Mr. Davidow was also formerly a Senior Vice President of Marketing and New Product Development at FGC Services Inc., an intermediary of financial guaranty products.

Paul Iacovacci

Mr. Iacovacci was formerly the CFO of Genispace, a business outsourcing company. Mr. Iacovacci was previously, the Managing Director in charge of daily operations at Troika Dialog, Russia's largest investment bank. Prior to Troika, Mr. Iacovacci built the Asian operations for both Bear Stearns and Barclays Bank, concentrating on capital markets and fixed income trading and sales. He was on the Asia Executive Committee at both institutions. Mr. Iacovacci who is a CPA, began his finance career as a fixed income trader at Salmon Brothers in 1985.

John Tripp

Mr. Tripp has over 30 years experience in the management, architecture and implementation of applications' software. He has held management positions in investment/commercial banking, government, real estate, software and consulting organizations, including Goldman, Sachs & Co., Chase Manhattan Bank, Unisys and the State of Michigan. He and his teams have been involved in numerous large-scale application development projects to support front office, back office, information security and systems programming environments.

John Chaloner

Mr. Chaloner is a global fixed assets professional with over 20 years of real estate and global asset management experience. He recently was a managing member in two private commercial real estate investment partnerships, where he provided advisory services for companies, including The Walt Disney Company and Goldman Sachs/Tishman Speyer Properties. He also founded and subsequently sold, two private manufacturing and services companies. Mr. Chaloner has extensive real estate, equipment and lease financing experience both in the U.S. and abroad. Mr. Chaloner has also held senior management positions with the United States Surgical Corporation, Disney Development Company and Salomon Brothers, Inc.

Charles Freeman

Mr.Charles Freeman was Chairman, CEO and founder of Commercial Capital Corporation, a specialty lender that originated $400 million in loans to small and medium businesses in 26 states. Previously, he was President and CEO of Pilgrim State Bank, a full service community commercial bank servicing northern New Jersey. From 1986 to 1991 Mr. Freeman was appointed by the White House to serve as the U.S. Small Business Administration's Regional Administrator for New York, New Jersey, Puerto Rice and the Virgin Islands and administered a portfolio of $1.5 billion of assets with 13 offices and a staff of 400. Mr. Freeman holds a B.A. from New York University and J.D. from Brooklyn Law School.

Richard G. Shanklin (Orlando, Florida)

Mr. Shanklin has over twenty years experience in the areas of corporate finance, commercial real estate finance, equipment leasing, investment banking, corporate restructurings and asset management. Mr. Shanklin was formerly the Chief Credit Officer for Lehman Brothers' Franchise Finance business reporting to the co-head of Global Asset Based Lending. Mr. Shanklin is credited with developing Lehman's franchise finance business, along with policies and procedures for underwriting, due diligence, servicing and special servicing for franchise restaurant and retail energy finance. Under Mr. Shanklin's leadership, Lehman Brothers' underwrote over $1.2 billion in securitized debt and sale-leaseback transactions in the first 18 months of operations, including originating and structuring complex senior and mezzanine financing transactions. Mr. Shanklin has also served as the Chief Credit Officer for a national commercial real estate finance and development firm, managed a $500 million national middle market loan and equipment lease portfolio for a major finance company, and served as Senior Loan Workout Officer of a failing $300 million New Jersey based bank. Mr. Shanklin is frequently invited to speak at conferences, and has served as a faculty member at the ABA's National Commercial Lending Graduate School at the University of Oklahoma. Mr. Shanklin earned a Bachelor of Arts degree from Old Dominion University in Norfolk, Virginia.

Frederick Schlosser (Life Settlements Operating Partner)

Mr. Schlosser, has over 17 years of experience in the financial service industry and was most recently the CFO & COO of Weiss Capital Group Life Settlements (now Vibrant Capital). Mr. Schlosser has been active in the private equity markets, both as a principal and as an advisor to entrepreneurs, consulting for companies on matters of strategy, restructuring and financing. Before joining Weiss Cap Group, LLC, Mr. Schlosser was the CFO and COO of several early stage companies in the software, and entertainment industries. Prior to this he was senior executive vice president at Tower Hill Capital Group, where he sat on the investment committee, which oversaw over $200 million in investment capital and was responsible for managing a team of investment bankers. Mr. Schlosser also served as Vice President of Finance and Director of Acquisitions for National Resources / Pembroke Capital Group in Greenwich, Connecticut and was involved in the raising of a $100 million dollar fund for the redevelopment of Brownfield Properties. Mr. Schlosser began his career with Coopers & Lybrand (now PriceWaterhouseCoopers) and is a certified public accountant (CPA). He earned his undergraduate degree from Williams College and has a Masters in Accounting from New York University’s Stern School of Business.